Effective Date: August 26, 2026
Website Name / URL: www.dongseoreport.com

1. Acceptance of Terms

By accessing and using this website (hereinafter referred to as “the Blog”), you agree to be bound by these Terms and Conditions (“Terms”), as well as our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue the use of this website immediately.

2. Critical Financial Disclaimer (No Investment Advice)

The content provided on this Blog is for informational, educational, and personal commentary purposes only and does NOT constitute professional financial, investment, legal, tax, or real estate advice.

The Blog owner/author is not a registered financial advisor, wealth manager, or broker-dealer under South Korea’s Financial Investment Services and Capital Markets Act (FISCMA) or Financial Consumer Protection Act (FCPA).

  • No Fiduciary Duty: Reading this Blog or interacting with its content does not establish a financial advisor-client relationship.
  • Risk Disclosure: All investments carry risk, including the possible loss of principal. Past performance of financial assets (stocks, real estate, crypto, bonds) is not indicative of future results.

3. South Korea Specific Financial Context

This Blog covers financial topics relevant to South Korea, including equities (KOSPI/KOSDAQ), local real estate regulations (Jeonse/Wolse, LTV/DSR ratios), tax structures (Capital Gains, Comprehensive Real Estate Tax), and government-backed savings/investment programs (ISA, Youth Leap Account).

  • Rapid Regulatory Changes: Korean tax laws and financial regulations change frequently. While we strive for accuracy, information may become outdated or incomplete.
  • Independent Verification: Users are strongly advised to conduct independent research and consult licensed Korean professionals—such as Certified Public Tax Accountants (* 세무사 ), Financial Planners, or Licensed Real Estate Brokers ( 공인중개사 *)—before making financial commitments.

4. Google AdSense & Advertising Disclosures

To offset server and operational expenses, this Blog displays third-party advertisements and may contain affiliate links.

  • Third-Party Ads (AdSense): Advertisements served by Google AdSense use cookies and interest-based algorithms. The Blog owner does not directly endorse or verify the products, stock tips, or financial applications featured in these third-party ads.
  • Affiliate Disclosure: Some posts may include referral links for banking apps, credit cards, or brokerage platforms. Clicking or signing up through these links may yield a referral commission to the Blog owner at no additional cost to you.

5. Intellectual Property Rights

All original text, data analysis, custom graphics, and formatting on this website are protected under the Copyright Act of the Republic of Korea.

  • Permitted Use: You may share brief quotes or share links to our articles provided full attribution and a direct link to the original article are supplied.
  • Prohibited Use: Scraping, automated copying, re-publishing full articles, or using our content for commercial training/AI datasets without explicit written permission is strictly prohibited.

6. Limitation of Liability

To the maximum extent permitted by applicable South Korean law, the Blog owner shall not be liable for any financial losses, investment damages, or indirect expenses arising from your reliance on information, tools, or links found on this Blog.

7. User Comments & Community Conduct

We welcome constructive discussions. However, comments containing:

  • Unverified stock tips, pump-and-dump rumors, or promotion of illegal financial chatrooms (* 리딩방 *),
  • Hate speech, harassment, or defamation,
  • Spam or affiliate links,

will be removed immediately without warning.

8. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Republic of Korea. Any legal disputes arising from or relating to the use of this website shall be submitted to the exclusive jurisdiction of the competent court in South Korea (e.g., Seoul Central District Court).

9. Contact Information

If you have questions regarding these Terms and Conditions, please reach out via our [Contact Us Page] or email us directly at admin@dongseoreport.com.